Thursday, 29 August 2013

अन्नसुरक्षा योजना गरिबांसाठी मृगजळ- किशोर तिवारी

अन्नसुरक्षा योजना गरिबांसाठी मृगजळ- किशोर तिवारी 
केंद्रसरकारने अन्नसुरक्षेचा अध्यादेश काढल्यानंतर व लोकसभेने मंजुरी दिल्यानंतर 
महाराष्ट्रात ११ कोटी ३0 लाख जनतेमधून महाराष्ट्र सरकारला ७ कोटी २0 लाख जनतेला अन्नसुरक्षा द्यायची आहे. यात ४ कोटींच्यावर जनता ग्रामीण भागात व अडीच कोटींच्यावर शहरी भागातील जनतेला नवीन अन्नसुरक्षा कायद्याप्रमाणे अन्न द्यावयाचे आहे. मात्र अन्न नागरी पुरवठा विभागात फक्त राज्य स्तरावर ३00 कर्मचारी असून महसूल खात्याचा भ्रष्ट अधिकार्‍यांकडून ही योजना राबविण्याचे स्वप्न राज्य सरकार बघत आहे.
सध्याच्या परिस्थिती मध्ये सरकार १९९७ च्या यादी प्रमाणे गरीबाची ओळख करुन जेमतेम २0 लाख कुटुंबांना अंत्योदय व २२ लाख कुटुंबांना बीपीएल धान्य देत आहे. ही योजना राबवित असताना सरकार फक्त ५0 टक्के धान्याची उचल करत असून २ वर्षांपासून गरिबांना अध्रेच अन्न देण्यात येत आहे. यात सवरेच्य न्यायालयाच्या आदेशानंतर सरकारने ५0 लाख शिधावाटप पत्रिका रद्द केल्या. मात्र नवीन शिधावाटपपत्रिका दिलेल्या नाही.
ज्या राज्यात ७ कोटी २0 लाख जनतेला अन्न सुरक्षा द्यायची आहे त्या अन्न नागरी पुरवठा विभागाजवळ १ लाख १६ हजार कुटुंबाची यादी आहे. अश्या परिस्थितीमध्ये सरकारने नवीन कुटुंबाची ओळख व ७ कोटी २0 लाख जनतेला अंत्योदयचे कार्ड देणे हे अशक्य काम असून महाराष्ट्र सरकारच्या सर्वात भ्रष्ट असलेल्या अन्न नागरी पुरवठा विभागाकडून हे काम होणे असंभव आहे अशा परिस्थितीमध्ये मुख्यमंत्र्यांनी सर्व ग्रामपंचायत, नगरपालिका व महानगरपालिका यांच्या मार्फत शिधावाटप पत्रिकेचे वाटप करावे व यासाठी स्वतंत्र यंत्रणेला हे काम देण्यात यावे अशी मागणीही किशोर तिवारी यांनी केली आहे.
महाराष्ट्र सरकारच्या अन्न पुरवठा विभागाने अन्न पुरवठा विभागाने १७ जुलैला शासन आदेश २८६ प्रमाणे सर्व जिल्हाधिकार्यांना नवीन गरीबांची ओळख करण्याचे आदेश दिले होते. यासाठी प्रत्येक गावात शिबिर लावणे, सर्व ग्रामसभांना सुचना देणे व विस्तारित याद्या तत्काळ सुधारित कराव्या अशा सूचना केल्या होत्या. मात्र एकाही जिल्हाधिकार्‍यांनी या आदेशाची अंमलबजावणी केली नाही. या उलट नवीन शिधापत्रिका न देण्याचे आदेश झाल्याचे कारण समोर करत अन्न नागरी विभागाचे काम सर्वच ठिकाणी बंद आहे. यवतमाळ जिल्ह्यातील झरी व महागाव तालुक्यातील अन्न खुल्या बाजारात राजरोसपणे विकल्यानंतरही सरकार जिल्हाधिकार्यांवर कोणतीच कारवाई करत नाही, ही शरमेची बाब आहे. या महिन्यातही अन्नसुरक्षा अध्यादेश लागू झाल्यानंतर दूरदर्शनवर बातमी ऐकून शिधावाटप दुकानात गेलेल्या गरीबांना तुमचा कोटा अर्धा झाला आहे, असे सांगून महाराष्ट्र सरकारने धक्काच दिला आहे.
ज्या राज्यात फक्त १ कोटी शिधावाटप पत्रिकेमधून ५0 लाखांवर शिधावाटप पत्रिका बोगस निघतात व रद्द करण्यात येतात त्या राज्यात ७ कोटी २0 लाख जनतेची ओळख करून ३ महिन्यात नवीन शिधावाटप पत्रिका देणे व राज्यस्तरावर ३00 कर्मचारी असणार्‍या अन्न नागरी पुरवठा मंत्र्याला कसे शक्य होणार असा सवाल किशोर तिवारी यांनी केला आहे
क्षेचा अध्यादेश काढल्यानंतर व लोकसभेने मंजुरी दिल्यानंतर महाराष्ट्राचे मुख्यमंत्री पृथ्वीराज चव्हाण व अन्न नागरी पुरवठा मंत्री अनिल देशमुख यांनी महाराष्ट्रात भारत सरकारचा अन्नसुरक्षा कायदा १ डिसेंबर २0१३ पासून लागू करणार, अशी महत्त्वांकांक्षी घोषणा केली आहे. मात्र राज्यात अन्न नागरी पुरवठा व्यवस्था ही मरणासन्न अवस्थेत असून प्रत्यक्षात मात्र शिधावाटप योजना भ्रष्टाचाराने लिप्त झाली आहे. सरकारचा सुरू असलेला भोंगळ कारभार व सनदी अधिकार्‍यांच्या मस्तवालपणामुळे ही योजना फक्त कागदावर राहणार असून महाराष्ट्रातील गरीब जनतेसाठी ती मृगजळ ठरणार असल्याची भीती अन्न सुरक्षेचा लढा देणारे विदर्भ जनआंदोलन समितीचे नेते किशोर तिवारी यांनी व्यक्त केली आहे. 

Monday, 26 August 2013

Thousands of Vidarbha Farmers Beat Drum and offered Mass Prayer to ‘FM’ to get Fresh Crop Loan before SBI Parva

Thousands of Vidarbha Farmers Beat Drum and offered Mass Prayer to ‘FM’ ‘to get Fresh Crop Loan before SBI

Nagpur 26th AUGUST 2013

Thousands of debt-traped  distress farmers took unique way of protest by beating drum and offering mass paryer before the  photo of  indian finace minister p.chidambaram  demanding fresh credit to all dying farmers of wast vidarbha as 3 million farmers in suicide hit vidarbha region of maharashtra who are  already facing a wet drought, are also finding it difficult to secure loans for sowing expenses and this is first protest which was orgnized at  SBI branch PARVA in Ghatangi taluka of Yavatmal district which is knowm as farm suicide capital of india .thousands of debt trapped farmers will beat drum before SBI barnch and same time hundreds of farm widows will perform mass prayer before the  photo of  indian finace minister p.chidambaram  for his kind intervention to solve on going credit cruch to agrarian community on monday 26th august ,Kishore Tiwari of vidarbha jan andolan samiti (VJAS) informed today .

SBI officer are deying orders of administration and crop Loans are a necessity for farmers in Vidarbha who are trapped in debt due to  Poor economics of farming hardly leaves any investible surplus with them for next crop ,facing the clamity of heavy rain and flood forcing to afrmers to kill themselves,Tiwari added.
It is reported that  PSU banking behemoth State Bank of India (SBI), is learnt to have issued informal orders to its officers not to entertain applications for crop loans by borrowers. This mainly pertains to districts of Yavatmal ,Wardha, Nagpur, Chandrapur, Bhandara and Gadchiroli, say sources in the bank. This has especially hit the farmers in Wardha where the district central cooperative bank (DCCB), the main source of lending for farmers is in a crisis. So the farmers depend on PSU banks.Sources say many have been turned away from SBI's doors only because they were not among bank's existing borrowers. The unions too have taken up this issue pointing out that the officers manning rural branches are in a dilemma. There are only oral instructions not to entertain fresh cases. With no official orders, they cannot formally deny loans to any applicant. There is also chance that bankers may face ire of local leaders due to it.
SBI has been involved in farm credit scam as per matter reported in TIMES OF INDIA
QUOTE
SBI cover up to lower farm loan losses
A massive exercise over the last two months in State Bank of India branches across India saw farm loan accounts being tweaked to show the current season's standing crop as a security against short-term farm loans which had turned bad as far back as 10 years ago. While the farmers remain unaffected, the drive can help SBI report lower losses on the farm lending front.Insiders say this is the first time that the bank has undertaken such an exercise. SBI's farm loans stand at Rs 40,000 crore with 7 to 8% of bad debts. Experts TOI spoke to say that the exercise is nothing "but fudging of books". An RBI spokesperson said, "We are aware of the issue and examining it."
A mail sent to Mahindra Rekhi, deputy general manager of corporate communications, a month ago has remained unanswered. However, a senor official of general manager rank from the bank's head office in Mumbai, on the condition of anonymity, said there was nothing wrong in the practice. "Farming is a continual business. So, each time a fresh standing crop is there in the fields, the bank has a charge on it. It also has the right to harvest and recover the money," he said.Some of the loans are as old as 2003, but the standing crop of the current season has been placed as a security in the account. TOI has access to documents from SBI's branches in Maharashtra and Madhya Pradesh. "The manipulation took place all over the country," said a source in SBI.
The drive was undertaken to help the SBI beef up its profits, said the source. "Had the manipulation of accounts not been done, the bank would have been forced to provide a higher amount against the losses on account of bad loans. This is just a patch-up job as in coming years if the farmers are unable to pay back the loan, it would have to be shown in the books as losses and SBI would have to write it off," he said.Without a security, the provisioning can go up to 100% depending upon the tenure of delinquency. "So, if most of the crop loan accounts are shown to be backed with a security, SBI has to provide less, leaving scope for a higher profit in the next quarter," the source added.
Several loan documents accessed by TOI from Wardha show that securities were 'inserted' between June and July this year. The loans were for less than Rs 1 lakh for which only the crop is taken as a security. Example 1: The date of opening a loan account of a farmer (no farmers are being named in this story) is shown as 2003. In 2008, the loan was declared out of order as the farmer was unable to pay back. The security in the form of standing crop was placed in July this year. Example 2: The account opening date is 2007, the date out of order is 2008, but the security was included in 2013.
There are other loans which have turned bad between 2009 and 2013 but securities have been included in the accounts only in the current fiscal. The hurried measure of work by SBI is revealed in the pattern where the date of inserting security is the same for several accounts.For loans more than Rs 1 lakh, land is taken as security. Papers shown to TOI in Madhya Pradeshrevealed that even land was being updated as security in the current exercise. Example 1: Opening of loan is 2007, went out of order in mid 2008, in July 2013 land and stock shown as security. Example 2: Opening of loan is early 2007, out of order later the same year, land shown as security in first week of July.
The senior SBI officer too admitted that the provisioning for bad debts will come down when a fresh security is shown in the accounts of the borrowers.
A chartered accountant, who has undertaken rural branch audits of banks, said, "Even though land is taken as security, it is considered to be a non-recoverable asset. There has been no instance of any PSU bank taking over an agriculture land to recover its dues. There are several legal hurdles to it. In same way, harvesting the crop to recover a loan is also out of question. Under the circumstances, the SBI should have considered such loans as unsecured."
A farm activist said that the SBI move is bringing injustice to the farmer. "How can the bank have a claim on a crop for which a farmer has not borrowed money," asked Kishore Tiwari of the Vidarbha Jan Andolan Samiti which works for the farmers' cause. "Of course, he still has to pay for the loans taken in previous years," he added.
UNQUOTE

Indian when visited vidarbha ti give healing touch crisis driven families where farm suicides reported in july 2006 ,announced that farm credit will available to debt trapped farmers and bank officials will go to door step each farmers to give fresh crop laon but ground reality last 8 years after PM package and mega loan waiver PSU Bank credit has been  frozen and maxumum farmers have gone in debttrap private money leanders and  MFI and pathatic hostile saga is repeated in the election year hence you want FM intervention ,Tiwari urged.


Sunday, 25 August 2013

Vidarbha Farmers to Beat Drum and offer Mass Prayer to ‘FM’ ‘to get Fresh Crop Loan before SBI

Vidarbha Farmers to Beat Drum and offer Mass Prayer to ‘FM’ ‘to get Fresh Crop Loan before SBI  

Nagpur 025th AUGUST 2013
3 million farmers in suicide hit vidarbha region of maharashtra who are  already facing a wet drought, are also finding it difficult to secure loans for sowing expenses now they have decided to beat drum before SBI branches and first protest has been orgnized at  SBI branch PARVA in Ghatangi taluka of Yvatmal district which is knowm as farm suicide capital of india .thousands of debt trapped farmers will beat drum before SBI barnch and same time hundreds of farm widows will perform mass prayer before the  photo of  indian finace minister p.chidambaram  for his kind intervention to solve on going credit cruch to agrarian community on monday 26th august ,Kishore Tiwari of vidarbha jan andolan samiti (VJAS) informed today .
SBI officer are deying orders of administration and crop Loans are a necessity for farmers in Vidarbha who are trapped in debt due to  Poor economics of farming hardly leaves any investible surplus with them for next crop ,facing the clamity of heavy rain and flood forcing to afrmers to kill themselves,Tiwari added.
It is reported that  PSU banking behemoth State Bank of India (SBI), is learnt to have issued informal orders to its officers not to entertain applications for crop loans by borrowers. This mainly pertains to districts of Yavatmal ,Wardha, Nagpur, Chandrapur, Bhandara and Gadchiroli, say sources in the bank. This has especially hit the farmers in Wardha where the district central cooperative bank (DCCB), the main source of lending for farmers is in a crisis. So the farmers depend on PSU banks.Sources say many have been turned away from SBI's doors only because they were not among bank's existing borrowers. The unions too have taken up this issue pointing out that the officers manning rural branches are in a dilemma. There are only oral instructions not to entertain fresh cases. With no official orders, they cannot formally deny loans to any applicant. There is also chance that bankers may face ire of local leaders due to it.
SBI has been involved in farm credit scam as per matter reported in TIMES OF INDIA
QUOTE
SBI cover up to lower farm loan losses
A massive exercise over the last two months in State Bank of India branches across India saw farm loan accounts being tweaked to show the current season's standing crop as a security against short-term farm loans which had turned bad as far back as 10 years ago. While the farmers remain unaffected, the drive can help SBI report lower losses on the farm lending front.Insiders say this is the first time that the bank has undertaken such an exercise. SBI's farm loans stand at Rs 40,000 crore with 7 to 8% of bad debts. Experts TOI spoke to say that the exercise is nothing "but fudging of books". An RBI spokesperson said, "We are aware of the issue and examining it."
A mail sent to Mahindra Rekhi, deputy general manager of corporate communications, a month ago has remained unanswered. However, a senor official of general manager rank from the bank's head office in Mumbai, on the condition of anonymity, said there was nothing wrong in the practice. "Farming is a continual business. So, each time a fresh standing crop is there in the fields, the bank has a charge on it. It also has the right to harvest and recover the money," he said.Some of the loans are as old as 2003, but the standing crop of the current season has been placed as a security in the account. TOI has access to documents from SBI's branches in Maharashtra and Madhya Pradesh. "The manipulation took place all over the country," said a source in SBI.
The drive was undertaken to help the SBI beef up its profits, said the source. "Had the manipulation of accounts not been done, the bank would have been forced to provide a higher amount against the losses on account of bad loans. This is just a patch-up job as in coming years if the farmers are unable to pay back the loan, it would have to be shown in the books as losses and SBI would have to write it off," he said.Without a security, the provisioning can go up to 100% depending upon the tenure of delinquency. "So, if most of the crop loan accounts are shown to be backed with a security, SBI has to provide less, leaving scope for a higher profit in the next quarter," the source added.
Several loan documents accessed by TOI from Wardha show that securities were 'inserted' between June and July this year. The loans were for less than Rs 1 lakh for which only the crop is taken as a security. Example 1: The date of opening a loan account of a farmer (no farmers are being named in this story) is shown as 2003. In 2008, the loan was declared out of order as the farmer was unable to pay back. The security in the form of standing crop was placed in July this year. Example 2: The account opening date is 2007, the date out of order is 2008, but the security was included in 2013.
There are other loans which have turned bad between 2009 and 2013 but securities have been included in the accounts only in the current fiscal. The hurried measure of work by SBI is revealed in the pattern where the date of inserting security is the same for several accounts.For loans more than Rs 1 lakh, land is taken as security. Papers shown to TOI in Madhya Pradeshrevealed that even land was being updated as security in the current exercise. Example 1: Opening of loan is 2007, went out of order in mid 2008, in July 2013 land and stock shown as security. Example 2: Opening of loan is early 2007, out of order later the same year, land shown as security in first week of July.
The senior SBI officer too admitted that the provisioning for bad debts will come down when a fresh security is shown in the accounts of the borrowers.
A chartered accountant, who has undertaken rural branch audits of banks, said, "Even though land is taken as security, it is considered to be a non-recoverable asset. There has been no instance of any PSU bank taking over an agriculture land to recover its dues. There are several legal hurdles to it. In same way, harvesting the crop to recover a loan is also out of question. Under the circumstances, the SBI should have considered such loans as unsecured."
A farm activist said that the SBI move is bringing injustice to the farmer. "How can the bank have a claim on a crop for which a farmer has not borrowed money," asked Kishore Tiwari of the Vidarbha Jan Andolan Samiti which works for the farmers' cause. "Of course, he still has to pay for the loans taken in previous years," he added.
UNQUOTE

Indian when visited vidarbha ti give healing touch crisis driven families where farm suicides reported in july 2006 ,announced that farm credit will available to debt trapped farmers and bank officials will go to door step each farmers to give fresh crop laon but ground reality last 8 years after PM package and mega loan waiver PSU Bank credit has been  frozen and maxumum farmers have gone in debttrap private money leanders and  MFI and pathatic hostile saga is repeated in the election year hence you want FM intervention ,Tiwari urged.

Saturday, 24 August 2013

शेतकरी वाजविणार स्टेट बॅंकेसमोर 'डफडे'-लोकशाही वार्ता

शेतकरी वाजविणार स्टेट बॅंकेसमोर 'डफडे'-लोकशाही वार्ता 

 स्थानिक प्रतिनिधी/यवतमाळ
पीककर्ज मिळविण्यासाठी सतत बँकेच्या चकरा मारून त्रस्त झालेले शेतकरी आता सोमवारपासून आपापल्या विभागातील भारतीय स्टेट बँकेसमोर डफडे वाजवा आंदोलन करणार आहेत.
विदर्भ जनआंदोलन समितीचे अध्यक्ष व शेतकरी नेते किशोर तिवारी यांच्या नेतृत्वात सोमवारी (ता. २६) घाटंजी तालुक्यातील पारवा येथील स्टेट बँकेसमोर डफडे वाजवून झोपी गेलेल्या बँक व जिल्हा प्रशासनाला जागे केले जाणार आहे. देशाच्या अथमंत्र्यापासून ते जिल्हाधिकार्‍यांपर्यंत सर्वांनी राष्ट्रीयीकृत बँकांना शेतकर्‍यांना पीककर्ज देण्याचे आदेश दिले आहेत. मोठय़ा आशेने शेतकरी राष्ट्रीयकृत बँकांना कर्ज मागण्यासाठी जातात. दरवेळी निराशा पदरी पडत असल्याने बँकेचे उंबरठे झिजवून शेतकरी त्रस्त झाले आहेत. खरीपातील पीक कर्जाचे वितरण हे जूनमध्येच होणे अपेक्षित असताना ऑगस्टच्या अखेरच्या आठवड्यापर्यंत अनेक शेतकर्‍यांच्या हाती पीक कर्ज पडले नाही. त्यामुळे आता शेतकर्‍यांनीच बॅंकेचे व्यवस्थापन आणि जिल्हा प्रशासन यांना जागे करण्यासाठी 'डफडे वाजवा' हे अभिनव आंदोलन यावर्षीही सुरू करण्याचा निर्णय घेतला आहे. या आंदोलनाचे नेतृत्व विदर्भ जनआंदोलन समितीचे त्या-त्या विभागातील कार्यकर्ते करणार असल्याची माहिती शेतकरी नेते किशोर तिवारी यांनी दैनिक लोकशाही वार्ताला दिली.
शेतकरी नेते तुकाराम मोहुर्ले, दत्ता गटलेवार, युसुफखॉं पठाण यांनी शेतकर्‍यांना या आंदोलनात मोठय़ा संख्येने सहभागी होण्याचे आवाहन केले आहे. स्टेट बॅंकेच्या मस्तवाल अधिकार्‍यांनी प्रशासनाच्या नाकर्तेपणामुळे पात्र शेतकर्‍यांना अर्धा खरीप हंगाम उलटला तरी पिककर्जाचे वाटप केले नाही. आम्ही दिवाळीपर्यंत टप्प्याटप्प्याने पीक कर्जाचे वाटप करू, असे स्पष्ट उत्तर यवतमाळ जिल्ह्याचे स्टेट बँकेचे प्रभारी अतिरीक्त मुख्य व्यवस्थापकांनी किशोर तिवारी यांना दिले. याबाबत सरकारकडे दाद मागू शकता, आम्ही मात्र पीक कर्जाचे वाटप आमच्या र्मजीने आणि आमच्या वेळेवर करू असे स्पष्ट सांगितल्याने विदर्भ जनआंदोलन समितीने शेतकर्‍यांना न्याय मिळवून देण्यासाठी डफडे आंदोलन करण्याचा निर्णय घेतला आहे.
पांढरकवडा येथील स्टेट बँकेच्या शाखेत पिंपरी (रोड) येथील सरपंच भिसेन गेडाम मागील २ महिन्यांपासून चकरा मारत आहे. मात्र त्यांना पीककर्ज देण्यासाठी नियुक्त केलेला कर्मचारी आक्टोबरमध्ये पीक कर्ज वाटपाची तारीख देत आहे. तर कवठा येथील भूमन्ना चिट्टलवार यांना पाटणबोरी येथील स्टेट बॅंकेच्या शाखा व्यवस्थापकांनी जूनपासून पाठपुरावा करून आजपर्यंत पीककर्ज दिले नाही. व्यवस्थापक शेताची पाहणी करून नंतरच पीक कर्ज मंजूर करणार असल्याचे सांगत आहे. शेतकर्‍यांची बोळवण करून त्यांना परत पाठविले जात आहे. नागेझरी येथील शेतकरी किशोर हेमके यांनी पारवा येथील स्टेट बँकेच्या शाखेत पीक कर्जासाठी प्रकरण दाखल केले. परंतु बँक व्यवस्थापकांनी नोव्हेंबरमध्ये पीककर्ज देण्यात येईल, असे सांगून त्यांना परत पाठविले आहे. खरीपाचा हंगामच नोव्हेंबरमध्ये संपत असल्याने पीके निघाल्यावर कर्ज कशाला हवीत असा प्रश्न शेतकरी करीत आहेत. जिल्हा प्रशासन मात्र मूग गिळून बसले आहेत. त्यामुळे आता शेतकर्‍यांनी आत्महत्या करण्यापेक्षा आपली लढाई आपणच लढण्याचा निर्धार केला आहे

बचतगटांना पीककर्ज देण्यास टाळाटाळ

यवतमाळ जिल्ह्यातील शेकडो बचतगटांना नवीन पीक कर्ज देण्यास भारतीय स्टेट बॅंकेने नकार दिल्याची माहिती किशोर तिवारी यांनी दिली. ते म्हणाले की, झरीजामणी तालुक्यातील कारेगाव (गोंड) येथील बचतगटाच्या सदस्यांना स्टेट बॅंक शाखा पांढरकवडा येथील अधिकार्‍यांनी अपमानास्पद वागणूक देत हाकलून दिले. एकीकडे महाराष्ट्र सरकार पूरग्रस्तांना सानुग्रह अनुदान देण्यास टाळाटाळ करीत आहे तर दुसरीकडे स्टेट बँक कर्ज देण्यास नकार देत आहे. त्यामुळे ग्रामीण भागातील अर्थव्यवस्था कमजोर होत असल्याचा आरोप किशोर तिवारी यांनी केला आहे.

उपोषणानंतर महिला शेतकर्‍यास मिळाला न्याय
दारव्हा येथील भारतीय स्टेट बँक शाखेच्या व्यवस्थापकाने पेकर्डा येथील पुष्पा भोयर या महिला शेतकर्‍यास वाढीव पीककर्ज देण्यास नकार दिला होता. गेल्या वर्षी याच महिलेला अडीच लाख रुपये कर्ज दिल्यानंतर यंदा मात्र एक लाख रुपये मंजुर करून महिला शेतकर्‍याची थट्टा करण्यात आली. त्यामुळे व्यथित झालेल्या महिलेने बॅंकेसमोरच बेमुदत उपोषण केले. परंतु बॅंक व्यवस्थापनाला अखेर आपली चूक उमगल्यानंतर यंदा त्याच महिला शेतकर्‍यास साडेतीन लाख रुपये कर्ज मंजुर करण्यात आले आहे. अखेर उपोषण केल्यानंतरच त्या महिलेस न्याय दिला. असे असंख्य शेतकरी जिल्ह्यात राष्ट्रीयीकृत बँकांचे उंबरठे झिजवित आहे.ॅ

Thursday, 22 August 2013

Shreesurya investors complain to cops, EOW-TIMES OF INDIA

Shreesurya investors complain to cops, EOW


NAGPUR: One more investor of the now beleaguered Shreesurya Group has lodged a complaint against its chairman Samir Joshi and his wife Pallavi for having defaulted in their payment. An employee of All India Radio (AIR) Chandrakala Nagotra has invested 9 lakh in Shreesurya's schemes attracted by the astronomical returns offered by promoters.


Nagotra filed three separate complaints on Monday as she is also bracing for a legal battle with Joshis. The first complaint was filed at Dhantoli Police Station as Joshis' residence at Sitabuldi came under its jurisdiction, another at Ganeshpeth police station where Nagotra herself lives and third with Economic Offences Wing (EOW) of local crime branch. She also plans to lodge a compliant with Security and Exchange Board of India ( SEBI), her lawyers Rohan and Mugdha Chandurkar told TOI. However, no offence has been registered against Joshis till date. 

Dhantoli police inspector MF Shende confirmed that the complaint was filed but refused to spell out details of further action. "Currently, I am on another assignment, but we will look into it," he said. Nagotra's lawyers are also planning to file a writ petition in Nagpur bench of Bombay high court if the police failed to act. 

Nagotra could initially recover principal amount of 5 lakh invested into Shreesurya's schemes that promised to double the amount in two years. Later she not only re-invested the returns but also borrowed more money from non-banking finance companies (NBFCs) to further invest in Shreesurya. By that time, the firm had begun defaulting. 

She was assured by Joshis of receiving fabulous returns of 19 lakh on the amount and was given promissory notes and cash vouchers with Sameer Joshi as authorized signatory. She made her daughter Jyoti her nominee of the returns. When her daughter went to collect the interest amount in April this year, they flatly refused to pay. Instead they handed over a notarized statement that due to global slowdown, the group was facing financial crunch and would take about six to eight months to recover. 

In dire need of money to repay the loan secured from NBFCs, she wrote Joshis a registered letter and also visited the office several times. She tried to call Joshi on his personal number (9371136667) but all the attempts failed. Even her daughter Jyoti, who was earlier working with Shreesurya Super Mart, was shown the door, when she queried about getting back interest amount. She was charged with committing theft in the office. 

Nagotra's lawyers stated that she met with Joshi couple at their earlier headquarters in Pratap Nagar in September 2010, and they explained about their various schemes promising good returns. They also presented documents of other people like her who had invested in their schemes and were getting returns. She was told by Joshis that they invested this amount into their various businesses. Lured by their talks, she first invested 10,000 and was offered membership number and a card, which was a part of modus operandi of the group. Afterwards, she started receiving calls from Shreesurya office advising her to invest while assuring her that her deposits were completely safe and she would be given double or triple the interest being offered by banks. 

She was also lured by their family friend named Khandekar who is working with the group. Nagotra alleged that even Khandekar and a majority of employees had invested in group's schemes, including an illegally floated insurance scheme that does not have any permission from the Insurance Regulatory and Development Authority ( IRDA). She initially invested 5 lakh in 2010 and received 5.70 lakh in return, which prompted her to invest more. 

She claimed many complaints were filed in the police stations against the group. 

Key points

AIR employee Chandrakala Nagotra filed three separate complaints on Monday Despite investing 9L, Nagotra failed to receive the due interest All attempts to get in touch with Shreesurya chief Samir Joshi went in vain When her daughter Jyoti went to enquire about the interest returns, she was charged of theft Nagotra plans to file a case with Economic Offences Wing

Shreesurya investors complain to cops, EOW-TIMES OF INDIA

Shreesurya investors complain to cops, EOW


NAGPUR: One more investor of the now beleaguered Shreesurya Group has lodged a complaint against its chairman Samir Joshi and his wife Pallavi for having defaulted in their payment. An employee of All India Radio (AIR) Chandrakala Nagotra has invested 9 lakh in Shreesurya's schemes attracted by the astronomical returns offered by promoters.


Nagotra filed three separate complaints on Monday as she is also bracing for a legal battle with Joshis. The first complaint was filed at Dhantoli Police Station as Joshis' residence at Sitabuldi came under its jurisdiction, another at Ganeshpeth police station where Nagotra herself lives and third with Economic Offences Wing (EOW) of local crime branch. She also plans to lodge a compliant with Security and Exchange Board of India ( SEBI), her lawyers Rohan and Mugdha Chandurkar told TOI. However, no offence has been registered against Joshis till date. 

Dhantoli police inspector MF Shende confirmed that the complaint was filed but refused to spell out details of further action. "Currently, I am on another assignment, but we will look into it," he said. Nagotra's lawyers are also planning to file a writ petition in Nagpur bench of Bombay high court if the police failed to act. 

Nagotra could initially recover principal amount of 5 lakh invested into Shreesurya's schemes that promised to double the amount in two years. Later she not only re-invested the returns but also borrowed more money from non-banking finance companies (NBFCs) to further invest in Shreesurya. By that time, the firm had begun defaulting. 

She was assured by Joshis of receiving fabulous returns of 19 lakh on the amount and was given promissory notes and cash vouchers with Sameer Joshi as authorized signatory. She made her daughter Jyoti her nominee of the returns. When her daughter went to collect the interest amount in April this year, they flatly refused to pay. Instead they handed over a notarized statement that due to global slowdown, the group was facing financial crunch and would take about six to eight months to recover. 

In dire need of money to repay the loan secured from NBFCs, she wrote Joshis a registered letter and also visited the office several times. She tried to call Joshi on his personal number (9371136667) but all the attempts failed. Even her daughter Jyoti, who was earlier working with Shreesurya Super Mart, was shown the door, when she queried about getting back interest amount. She was charged with committing theft in the office. 

Nagotra's lawyers stated that she met with Joshi couple at their earlier headquarters in Pratap Nagar in September 2010, and they explained about their various schemes promising good returns. They also presented documents of other people like her who had invested in their schemes and were getting returns. She was told by Joshis that they invested this amount into their various businesses. Lured by their talks, she first invested 10,000 and was offered membership number and a card, which was a part of modus operandi of the group. Afterwards, she started receiving calls from Shreesurya office advising her to invest while assuring her that her deposits were completely safe and she would be given double or triple the interest being offered by banks. 

She was also lured by their family friend named Khandekar who is working with the group. Nagotra alleged that even Khandekar and a majority of employees had invested in group's schemes, including an illegally floated insurance scheme that does not have any permission from the Insurance Regulatory and Development Authority ( IRDA). She initially invested 5 lakh in 2010 and received 5.70 lakh in return, which prompted her to invest more. 

She claimed many complaints were filed in the police stations against the group. 

Key points

AIR employee Chandrakala Nagotra filed three separate complaints on Monday Despite investing 9L, Nagotra failed to receive the due interest All attempts to get in touch with Shreesurya chief Samir Joshi went in vain When her daughter Jyoti went to enquire about the interest returns, she was charged of theft Nagotra plans to file a case with Economic Offences Wing

Sunday, 18 August 2013

Shreesurya Scam -company's capital base is just Rs 14 lakh-TIMES OF INDIA

Shreesurya Scam -company's capital base is just Rs 14 lakh-TIMES OF INDIA



NAGPUR: Even as estimates of money collected from the public by Shreesurya Investment run into hundreds of crores, the web of private limited companies floated by its chairman Sameer Joshi has a total equity base of just Rs 14 lakh. The details are available at the ministry of corporate affairs (MCA) website.


There are 10 companies floated under the Shreesurya banner, and the total paid-up capital comes to Rs 14 lakh. Nine of the companies have paid-up capital of just Rs 1 lakh each, with the last one having Rs 5 lakh. Paid-up capital is the funds contributed by the owners in a business.



The norms require a minimum capital of Rs 1 lakh for floating a private limited company. Sameer Joshi and his wife Pahlavi are directors in these companies, all with the same registered address at Pratap Nagar.



Joshi has been maintaining that funds are collected from the public in the name of Shreesurya Investments, which is a Hindu Undivided Family (HUF) firm, and further invested in the private limited companies.



Joshi has claimed that his own contribution in the businesses is around Rs 30 crore, which is certainly not reflected in the equity base of these companies available at the MCA website. Joshi was not available for comment despite repeated calls on his cellphone. He is admitted to a city-based hospital after he got bouts of depression and hypertension.



Financial professionals say that the Rs 1 lakh equity base and all units registered at the same place are typical signs of dummy companies.



There are chances that the equity-base would have further shrunk, if the books show losses in the business. The money collected from the public could possibly be shown as loans, but if the balance sheets do not show the amount at all, then the entire affair becomes questionable, said a senior chartered accountant.



Social activist Kishore Tiwari has called for government intervention in the matter, saying that a capital base as low as one lakh certainly appears to be fishy. "How is the money collected from public accounted as," he asked.



Financial consultant Ranjit Dani said the equity base shows the amount put in by the promoters. One lakh is the least amount needed for forming a company. "The word company looks attractive and hence is often used to attract depositors."



The companies under the Shreesurya fold range from those dealing in auto finance to real estateand media.

Saturday, 17 August 2013

SBI denying crop loans to fresh borrowers-TIMES OF INDIA


SBI denying crop loans to fresh borrowers-TIMES OF INDIA

Shishir Arya, TNN | Aug 17, 2013, 05.21AM IST


NAGPUR: The region's farmers, already facing a wet drought, are also finding it difficult to secure loans for sowing expenses. Loans are a necessity for farmers in Vidarbha. Poor economics of farming hardly leaves any investible surplus with them for next crop.

However, PSU banking behemoth State Bank of India (SBI), is learnt to have issued informal orders to its officers not to entertain applications forcrop loans by borrowers. This mainly pertains to districts of Wardha, Nagpur, Chandrapur, Bhandara and Gadchiroli, say sources in the bank. This has especially hit the farmers in Wardha where the district central cooperative bank (DCCB), the main source of lending for farmers is in a crisis. So the farmers depend on PSU banks.

Sources say many have been turned away from SBI's doors only because they were not among bank's existing borrowers. The unions too have taken up this issue pointing out that the officers manning rural branches are in a dilemma. There are only oral instructions not to entertain fresh cases. With no official orders, they cannot formally deny loans to any applicant. There is also chance that bankers may face ire of local leaders due to it.
The bank's management has denied the charge. Rajeev Fanse, assistant general manager at SBI's zonal office, no such orders have been issued. "Only those farmers who were earlier borrowers of other banks are not being granted loans if they don't produce a no-due certificate. The certificate is a proof that the farmer has not defaulted on any earlier loan. Others with a clean record are being given loan," said Fanse. He said the bank has seen an increase of Rs 31 crore on crop loans in last three months with the current tally at Rs 331 crore.

On the other hand, sources in the bank say denying loan for want of a no-due certificate is an established norm. There is no need to issue any orders for that. Even farmers with no-due certificate were being denied loans this time, a source said. An officer in the cooperative department at Wardha said he had received complaints from farmers who had approached the SBI but were not entertained. He said he had forwarded the complaint to bank's office at Nagpur.

Thursday, 15 August 2013

VJAS urged MAH. CM to initiate criminal action in Shreesurya Rs.1000 cr. SCAM

VJAS urged MAH. CM  to initiate criminal action in Shreesurya Rs.1000 cr. SCAM
Nagpur-15th August 2013,

VJAS activist group convener Kishor Tiwari has asked Maharashtra CM to direct  Nagpur crime branch to start criminal action against promoter of Shreesurya Group and so called Mathathipati Scam guru and charter accountants  involved in Rs. 1000 crore  scam as it is alleged that promoters have literally purchased  police ,administration  hence they are not acting against master mind of multilayer  huge fraud even after FIR are being lodged and national dailies are carrying details stories of scam and here are the reports ,

QUOTE- PART-I-TIMES OF INDIA

Shreesurya defaults, leaving gullible investors high and dry
Vaibhav Ganjapure & Shishir Arya, TNN Aug 13, 2013, 02.24AM IST
Tags:
NAGPUR: Once again, thousands of gullible investors have been left in the lurch by a firm promising incredible returns, including doubling the money within months. ShreesuryaInvestment had collected sizeable funds from the general public over the last seven years, but has not paid investors for the last four months.
Dhantoli police have received a complaint against the company, but no offences have been filed yet as preliminary investigations are still underway.
The firm's flagship scheme guaranteed to double the amount invested in a couple of years, with the sum growing 25% if the money was parked for one more year. Shreesurya had also floated an insurance scheme, which is illegal since it was not registered as an insurance company with the Insurance Regulatory and Development Authority ( IRDA) nor was the insurance plan approved.
The insurance scheme, Jeevan Kalpvruksha, sounded similar to one by the Life InsuranceCorporation's (LIC), and Shreesurya offered a life cover of Rs 1 crore. The plan entailed an investment of Rs 5 lakh for 10 years, on which it promised lifetime payout of Rs 5 lakh each year after the 15th year, apart from the life cover of Rs 1 crore. TOI has one of its brochures in its possession.
On Monday, investors were thronging the new four-storeyed office in Pratap Nagar, but Shreesurya group proprietor Sameer Joshi was not available. Till a week ago, Joshi used to be available in the office, assuring visitors he would make the payments at the earliest. Now, he is admitted in a hospital as he is suffering from depression, said a kin, who did not disclose the exact hospital.
Joshi had registered Shreesurya Investments as a Hindu Undivided Family (HUF) unit, from which funds were parked in various businesses run as corporate entities.
When TOI visited the Shreesurya office on Monday, most investors who had turned up were senior citizen who had parked their retirement benefits with this firm. Most did not wish to disclose their identity. One of them was a senior engineer from the erstwhile MSEB, who had parked Rs 50 lakh, which included his wife's retirement funds, in Shreesurya's scheme. The couple have not got any returns since May.
Requesting anonymity, the man said many person retiring from MSEB had invested in Shreesurya's schemes and they have now formed an association, which met last week at Amravati. "The clientele is spread across Vidarbha. It was sheer greed. There are many big groups from various other government organizations too," lamented this investor.
Sandesh Mudholkar, an executive in a textile company, said he has invested Rs 3 lakh but could not recover anything even after the due date passed. Another retired person, S Khorgade from Katol, said he has invested Rs 16 lakh, which is everything he got at the time of retirement, and was now making trips to the firm's office in vain, hoping to get something back.
Another man in his mid-40s had invested Rs 20 lakh he received after taking voluntary retirement in a state government PSU. Almost every other investor had a similar story. Prakash Agarkar, who retired from Mahindra and Mahindra's tractor unit, said he and his friends had invested over a lakh in the schemes. "My amount is not very big, but there are several who have invested Rs10 lakh and above. I guess Rs 10 to 15 lakh would be the average amount parked by each person in Shreesurya's schemes," he said.
A fortnight ago, Joshi had issued a notarized letter to his investors, citing global slowdown as the reason of his inability to pay them back. He assured the money was safe and he would tide over the crisis in 8 to 12 months, after which repayment would begin. Till then, he had appealed to investors not to visit his office as it hampered the day-to-day functioning. Joshi said if all his effort goes in attending to investors individually, he would not be able to concentrate on the businesses where the public money was invested, and in turn the promised returns will not be generated.
PART-II-TIMES OF INDIA
Shreesurya never got nod from regulators
Shishir Arya, TNN Aug 14, 2013, 01.31AM IST
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NAGPUR: Shreesurya Investment, the firm which allegedly collected massive amount of money from the public by promising to double the return, conveniently avoided getting an approval from any of the agencies regulating financial services.
According to the Securities and Exchange Board of India (SEBI), any plan in which payments made by investors are pooled for the purpose of running the scheme with an object of receiving profits is defined as a collective investment scheme (CIS). To run a CIS, a firm needs permission from the SEBI.
Shreesurya's schemes also largely fit into the definition of CIS laid down by SEBI, but when TOI confirmed it with a source in the market regulator it was found that Shreesurya was not registered with it. So far, only Ahmedabad-based Gift Collective Investment ManagementCompany is registered with SEBI as a CIS, said the source.
Shreesurya's plan too entailed pooling investments solicited from the public to be further used in a whole gamut of businesses run by this group. Against the funds, an investor got a notarized promissory note by its chairman Sameer Joshi stating that s/he would be paying a quarterly interest of 12.5%. One such promissory note is in the possession of TOI.
Shreesurya's crisis coincides with a decision taken by SEBI on Monday in which any unregistered CIS has been declared fraudulent and an unfair trade practice. "If any scheme which fits into the definition of CIS is not registered with the SEBI, it can attract action which includes financial penalty," said the source. This comes against the backdrop of rising instances of fraudulent money pooling schemes such as the Ponzi schemes of West Bengal which had recently hit the headlines after going bust.
The SEBI definition also lists out a few exceptions but those are the financial schemes which are governed by some other regulator such as the Reserve Bank of India (RBI), Insurance Regulatory and Development Authority to even the state's department of cooperatives. However, Joshi himself has admitted that Shreesurya is not registered with any of the regulatory bodies.
"We don't need any permission as ours is a Hindu Undivided Family (HUF) and not a company. So there is no need to get any licence. Of course, the businesses in which the investors' money is parked are run as corporate entities," said Joshi.
"Even if a money collecting scheme remains out of the ambit of any of the regulators it still invites action under the Maharashtra Protection of Interest of Depositors' Act if a complain of breach of promise is registered," said Arun Agrawal, a lawyer specializing in this field.
Financial experts say even if schemes offering unrealistic returns are apparently fraudulent, investors should also not fall to lure of a quick buck.
Ranjit Dani, an independent financial consultant, said since there are several lapses in the law which may provide a leeway to any firm promising unrealistic returns, investors should remain careful. "Normally they get swayed by the flashy lifestyle displayed by the promoters, but investors do not realize that it is their own money which may be going into buying big cars owned by the promoter of a money-pooling schemes," he said.
"It often happens that such schemes are also promoted by qualified financial professionals on whom the general investor reposes his trust. At least, the white-collared class should not canvass for such plans," said Kailash Jogani a former chairman of Institute of Chartered Accountants of India's Nagpur branch.

PART-III-TIMES OF INDIA

After milking investors dry, Shreesurya chief says profits are easy as churning milk
Shishir Arya, TNN | Aug 15, 2013, 01.25 AM IST
NAGPUR: As anxious investors continue to throng the Shreesurya office at Pratap Nagar, owner Sameer Joshi, the man running this beleaguered group was meeting select visitors at a city hospital on Wednesday. He claimed to be undergoing treatment for high blood pressure, caused by the stress of the last few days, and said he would return to work in three-four days.

After being unavailable at office for one week, he had earlier promised a press conference on Wednesday. However, now he claims he cannot get a discharge from the hospital as the doctors have advised him a few more days of rest.

Accompanied by his friends, Joshi looked in good condition. "You must go back and face the public, your presence in the office will diffuse the situation, but get well before that," said one of his friends at the hospital.

Speaking to TOI, Joshi said he is unable to meet his commitments because of the panic created by investors. "It all began with certain blackmailers maligning my image. Even people whose payments are not due are now demanding their money back, and so the calculations have gone haywire," he said.

Joshi claims to have a Rs 100 crore turnover from the businesses where he has invested the public money. But, as usual, gave only vague replies when asked how he managed to get so high returns as to double the investors' money in two years.

"I cannot explain entirely, but it is simple. Say, for example, our milk business. We can produce a host of products like butter, ghee and curds from a litre of plain milk. Selling all these gives huge returns," said Joshi, as his friends nodded to the claims. He said he would ensure every investor gets his money back, and that he had no plans to flee the city.

However, quite a few investors who interacted with TOI said Shreesurya had already defaulted on meeting its commitments on the due date. A senior scientist in a government research agency said the firm has been defaulting in payments since last one quarter. He and his friends have together invested over a crore in the scheme.

"Moreover, while making earlier payouts, tax was deducted at source but no TDS certificates were provided, due to which the amount cannot be adjusted against the 
income tax liability. Shreesurya did provide TDS certificates earlier, so we could get tax refunds," said the investor, requesting anonymity.

A retired officer of 
MSEB added that around 3,500 employees from this state-owned power utility are Shreesurya's investors. Most of them are retired personnel, who have formed an association. Investments made by this group range from Rs 3 lakh to Rs 50 lakh per person.

Even if the lowest amount of Rs 3 lakh per person is considered as the average, the total investment comes to Rs 105 crore. The figure may be much higher if the average investment by this group is closer to Rs 10 lakh each. There are thousands of more investors.

However, Joshi claims that the total money collected is not more than Rs 50 crore. A source in this group said that the total dues may be more than Rs 50 crore, even if the people who have entirely recovered their capital are taken into account. Joshi admitted that he had 2,000 investors from MSEB, but the quantum of investment was not readily available with him.


‘We are shocked why police is not acting against promoter and Maharaj  who has done open loot of thousands of investors who are middle class pensioners. Earlier under police protection investors were beaten and news paper van damaged and promoters are claiming that he has been continuously black mailed  by some politicians hence police should take the name and arrest these black mailers to establish ‘Kanun RAJ’ in Nagpur ,Tiwari added.